Short Course: Managing your personal finances (Online)


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Introducing our comprehensive financial education course, designed to empower individuals in managing their personal finances effectively. In this course, we will delve into various crucial aspects of financial literacy, guided by an experienced lecturer, Mr. Clayton Scicluna, Lead Portfolio Manager at BOV Asset Management. With Clayton’s extensive 17-year tenure at Bank of Valletta and qualifications in economics and financial analysis, you can trust that you are in capable hands.

Throughout this course, we will cover a wide range of topics to equip you with the knowledge and skills needed to navigate the world of personal finance confidently. From understanding the role of citizenship in financial choices to distinguishing between money and income, exploring government policies’ influence on personal finance, and comprehending the role of financial markets, this course offers a holistic approach to financial education.

Additionally, you will gain insights into managing your personal financial goals, needs, and objectives, evaluating consumer implications of borrowing, planning for future income and retirement, and understanding various financial service products. We will also explore economic factors, different asset classes, and risk management strategies.

By the end of this course, you will not only be well-versed in financial concepts but also equipped to make informed decisions about investing, borrowing, and planning for your financial future. Join us on this educational journey led by Mr. Clayton Scicluna, and take the first step towards achieving financial stability and success.

Your financial journey starts here.

Duration: 4 sessions of two hours

Dates: 22 & 29 February 2024 and 7 & 14 March 2024

Course content:

Session 1

  • Understand the role of the citizen and the relationship between society and the individual.
  • Understand the difference between money and income.
  • The Role of the Government
  • The role and structure of financial markets

Session 2

  • Clients needs and Managing Money
  • Customer needs for future income
  • Overview of financial service products

Session 3     

  • Economic Factors
  • Classify the range of asset classes and their key features
  • Understanding Risk

Session 4

  • Understand the concept of financial planning.
  • Understanding the concept of investing
  • Understand borrowing products

Lecturer:  Mr Clayton Scicluna

Clayton Scicluna, is a financial professional, serves as the Lead Portfolio Manager at BOV Asset Management, a key subsidiary of Bank of Valletta plc in Malta. With a rich 17-year tenure at Bank of Valletta, Clayton has excelled in diverse roles, focusing on Financial Advice and Investment Management. Graduated with a Bachelors in Economics and Management, an MBA, and certification as a European Financial Analyst, Clayton is a respected expert in the field, poised to deliver insightful presentations on Financial Planning.

A certificate will be presented at the end of the course.